Terms of Service

1. Acceptance of Terms

By accessing or using AccruedExcellence.com, you confirm that you are at least 18 years old or have the legal consent of a parent or guardian and agree to abide by these Terms of Service and any applicable laws and regulations.

2. Changes to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of the Website constitutes your acceptance of the revised terms.

3. Use of the Website

You agree to use the Website for lawful purposes only.

You will not engage in any behavior that could damage, disable, or impair the Website or interfere with any other user’s experience.

Unauthorized use, including hacking or attempting to breach security, is strictly prohibited.

4. Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of Accrued Excellence or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without prior written permission.

5. Privacy

Your use of the Website is also governed by our Privacy Policy, which is included below. By using the Website, you consent to the practices described in the Privacy Policy.

6. Third-Party Links

The Website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third-party sites. Accessing these links is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Accrued Excellence and its affiliates, directors, employees, or agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the Website.

8. Indemnification

You agree to indemnify and hold Accrued Excellence harmless from any claims, damages, losses, liabilities, or expenses arising from your use of the Website or violation of these Terms of Service.

9. Termination

We reserve the right to terminate or suspend your access to the Website at our discretion, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].